Interest Rate

Rate of Interest on Deposit

Interest Rate ( Effective From 1 July 2025 )
Sr.No. Period Rate of interest (%)
1 31 Days to 90 Days 4.50%
2 91 Days to 180 Days 5.00%
3 181 Days to 12 Months 6.00%
4 13 Months to 36 Months 7.00%
5 37 Months to 60 Months 7.25%
6 61 Months to 120 Months 7.00%

Note : Senior citizen will get additional 0.50% interest on FD having maturity more than 1 year on above interest rate.

Note : Interest on Saving Bank Deposit is calculated on a Daily basis and paid/credited on half Yearly basis at the rate of 3.00%

Rate of Interest on Advances

Interest Rate ( Effective From 1 October 2025 )
Sr.No. Type of Advances Rate of interest (%)
1 Hypothecation Loan ( Cash Credit ) 11.00%
2 Retail Traders over Draft 11.00%
3 Housing Loan ( Home Loan ) 9.00%
4 Property Mortgage Loan 10.50%
5 Dairy Plus General Term Loan 13.00%
6 Machinery Loan ( Agriculture ) 11.00%
7 Machinery Loan ( Business ) 11.00%
8 Vehicle Loan ( Two Wheeler ) 15.00%
9 New Vehicle Loan ( Four Wheeler ) 9.00%
10 Old Vehicle Loan ( Four Wheeler ) 14.00%
11 Salary Loan 12.00%
12 Agriculture Product Shade Loan 13.00%
13 Pledge Loan 11.00%
14 Education Loan 11.00%
15 Over Draft Against Fixed Deposit 1 % + FD Rate %
16 PMEGP Loan 13.00%
17 Solar Loan 11.00%
18 Agriculture Realated Loan 12.00%
19 Rental vehivle Loan 11.00%
20 Personal Loan 12.00%